ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Like many of you, I have been busy, busy, busy attending NAFCU’s Virtual Regulatory Compliance School. The virtual experience was new for me (and I bet most of you), but the conference was a great success. I learned so many new things, but studying to be an NCCO is no easy task. However, after many long evenings of studying, I get to update my signature line to: Janice Ringler, NCCO!Congratulations and welcome to all the new NCCOs!On July 28, 2020, CFPB released its fourth update to its HMDA FAQs, updating question #7 in the Ethnicity, Race, and Sex section, and questions #1 and #2 in the Multiple Data Points section. The FAQ’s attempt to clarify when combined loan-to-value (CLTV), debt-to-income ratio (DTI), income, and property value needs to be reported on the LAR. The FAQs state that all of these fields must be reported “if they were a factor relied on in making a credit decision—even if the data was not the dispositive factor.” The FAQs set a “relied on” standard to determine when the credit union must report the data for income, credit score, DTI, CLTV, and property value. However, Regulation C allows credit unions to report these data points, along with credit score and credit score model, as “not applicable.” A frequent question we get from credit unions is:If these data points must be reported if they are “relied on in making a credit decision”, in what instances would these fields be reported as “not applicable?” I have explored some possible scenarios below. continue reading »
Tweet 7 Views no discussions Share Share Banana plant infected with black sigatoka. Image via: ipm.iastate.eduAgriculture Minister Matthew Walter says government is continuing to take steps to prevent the Black Sigatoka, leaf spot disease from entering the country.The agriculture minister told parliament today that if preventative measures are not taken it could cost a significant amount of money to control. “We in Dominica need to take into consideration the financial situation globally and the monies that we would be using to control and manage Black Sigatoka can be used otherwise. This is why it is imperative. The people of Dominica need to understand the seriousness of that threat,” he said.He said persons travelling to countries where Black Sigatoka is present, must take the necessary step to sanitize themselves before they come back to Dominica.“The disease is airborne. It can be caught by your clothes and then we can see the infestation of this which we do not want to welcome here at all,” he said.Meantime Walter said government continues to invest heavily into the agriculture sector.“We have always given agriculture priority. We realize the significance of agriculture and Dominica has always been the country that provides the rest of the region with food,” he said.Dominica Vibes News Sharing is caring! Share LocalNews Government is continuing to take steps to prevent the Black Sigatoka by: – October 27, 2011
Waldman was joined in the pregame by recently retired Yankees hurler CC Sabathia, who threw out the ceremonial first pitch to Cole.After a beautiful rendition of the anthem by Suzyn Waldman, a slim CC Sabathia tosses the ceremonial 1st pitch to Gerrit Cole at Yankee Stadium. pic.twitter.com/VzNwkePMlB— Pete Caldera (@pcaldera) July 31, 2020Waldman is slated to be half of the Yankees’ broadcast booth through the end of the 2020 season.This article has been updated. That’s baseball, Suzyn.Long before Gerrit Cole put ink to paper and realized a boyhood dream, Yankees radio voice Suzyn Waldman made a promise to him: Sign with New York and you’ll get to hear me sing the national anthem. Well, prior to Friday night’s Yankees home opener, Waldman kept that promise: She sang the anthem for an audience of Cole and everyone else who was allowed in the building.Tonight’s National Anthem was performed by Suzyn Waldman. Suzyn was the very first voice ever heard on WFAN radio. She has been a beat reporter, TV analyst, play by play broadcaster, and is the first and only woman ever to have a full-time analyst job with a Major League team. pic.twitter.com/9IEmHzzv6D— New York Yankees (@Yankees) July 31, 2020A moment years in the making. pic.twitter.com/woxgETnTFX— New York Yankees (@Yankees) July 31, 2020MORE: Did Donald Trump lie about throwing out first pitch at Yankees game?It’s far from the first time Waldman used the mic for singing and not analyzing. The trailblazing, longtime analyst for the Yankees’ radio network has sung the national anthem not only at Yankee Stadium but other baseball stadiums many times in the past, including prior to Game 7 of the 1986 ALCS at Fenway Park. Suzyn Waldman is singing the National Anthem before tonight’s Yankees home openerShe can really do it all pic.twitter.com/uE1OueHjMa— Talkin’ Yanks (@TalkinYanks) July 31, 2020The 73-year-old Waldman was a stage actor in musicals long before heading up to the booth, where her pairing with play-by-play man John Sterling is in its 16th season for WFAN. And she’s no stranger to New York’s sports radio station, either: Her voice was the first heard on the station when it was launched in 1987.
Cén ait a thainig tú sa rás 5k Gairmscoil Chú Uladh?Well done to the 148 enthusiastic runners that took part in the Gairmscoil Chú Uladh 5k earlier today. The race was a climax to the couch to 5k program which the students and staff have been following for the last 2 months.Vast improvements were made on the majority of times from last years inaugural 5k. Aaron Mac Floinn (17:44) a second year pupil at Gairmscoil Chú Uladh & Finn Valley A.C. took the honours whilst Fred Vangansberg (18:25) and Ethan o Donaill (18:51) took second and third place overall. Cait nic a Bhaird (22:52) was the first female athlete overall followed closely by Maire nic a Bhaird (22:53) & Orla ni Fhril (22:53). In the juvenile one mile race Barra Mac Daibhid was the first boy home with Leanne nic Fhearail winning the junior girls category. Bhí lá ar doigh ag an 148 luthcleasaí diograiseach a ghlac phairt i rás 5k inniu thart f’an Béal an Átha Mhóir. Chuir an rás seo crioch leis an traenáil chrua a bhí déanta ag scolairi na scoile mar phairt den chlár ‘Tolg go 5k’ . Bhi leibheal aclaiocht na ndaltai feabhsaithe go mor o anuraidh, bhi seo le feiceail o na amanna eagsula. Thainig Aaron mac Floinn dalta 2ú bliana, G.C.U. na bhaile in san am is gaiste le Fred Vangansberg agus Ethan o Donaill ag glacadh an 2ú agus 3ú háit. B’iad Cait nic a Bhaird agus Maire nic a Bhaird na céad mná na bhaile. Bhi an ras mile (ras soisearach) bainte ag Barra Mac Daibhid agus Leanne nic Fhearail. Maith sibh uilig go leir!Torthai: Gairmscoil Chu Uladh5K – 2014 Ait uimhir Tam Chead ainm Sloinne Catagoir Club 1 346 17.44 Aaron Mac Floinn, Crona Finn Valley A C2 51 18.25 Fred Vangansberg SM Unattached3 317 18.51 Ethan Ó Domhnaill Nabla Unattached4 14 18.59 Padraig McGlynn SM Unattached5 20 19.17 Ciaran Ó Giobúin Aodhan Unattached 6 305 19.19 Karl Mac Floinn, Beibhinn Unattached7 306 19.19 Frances MacDaibhidh Beibhinn Unattached8 395 20.06 Maitiú Mag Fhionnaile Barra Unattached9 387 20.45 Padraig Ó Baoill Naos Unattached 10 414 20.56 Ryan Mac Floinn Aodhan Unattached11 26 21.02 Ben Dunleavy SM Letterkenny A C12 11 21.10 Padraig O Dochartaigh Idirbhliain Unattached13 9 22.20 Padraig Ó Dochartaigh Aodhan Unattached14 320 22.21 Padraig MacCraith Idirbhliain Unattached15 304 22.23 Ronan Mac Ailín, Beibhinn Unattached16 6 22.30 Gearoid O Cuinneagain SM Unattached17 295 22.45 Seosamh Mac Duibhir Barra Unattached18 332 22.48 Lee Mac Daidhéid Aodhan Unattached19 352 22.49 Gearoid Ó Dochartaigh Ailbhe Unattached20 40 22.52 Cáit Níc A Bhaird Beibhinn Unattached21 306 22.53 Máire Nic A Bhaird, Beibhinn Unattached22 311 22.53 Órla Ní Fhríl, Beibhinn Unattached23 388 23.03 Shane Mac Doinnléibhe Nabla Unattached24 315 23.08 Daire Mac Mathúna Nabla Unattached25 344 23.27 Jason De Brún Neasa Unattached26 4 23.54 Ruth Ní Chionnaith Aodhan Unattached27 31 23.56 Ronan Mc Cormick JM Unattached28 330 24.10 Maitiu O Dochartaigh Idirbhliain Unattached29 27 24.14 Mark Mac Niallais Nabla Unattached30 326 24.22 Evin O Giobuin Idirbhliain Unattached31 50 24.32 Jane Watson SW Unattached32 385 24.34 Michael O Baoil Daire Unattached33 390 24.42 Sean O Fearaigh SM Unattached34 38 24.57 Karl McGlynn Beibhinn Unattached35 307 25.01 Áine Nic A Bhaird, Beibhinn Unattached36 12 25.02 Cristoir Ó Domhnaill Ailbhe Unattached37 367 25.03 Liam Mac Suibhne, Crona Unattached38 312 25.05 Conchur Ó Fril Neasa Unattached39 343 25.21 Joanne Gallinagh SW Unattached40 363 25.25 Conchur Mac Aoidh Idirbhliain Unattached41 382 25.29 Enda Manion SM Unattached42 8 25.38 Caol Ó Blaíd Aodhan Unattached43 313 26.04 Caolan Ó Fríl Aodhan Unattached44 45 26.07 Conor McDaid Naos Unattached45 397 26.48 Prionsias Ó Murchaidh Neasa Unattached46 3 26.50 Leah McHugh SW Unattached47 43 26.51 Deirdre Friel SW Unattached48 308 26.53 Rachel Níc a Bhaird Neasa Unattached49 32 26.55 Martin Mc Cormick JM Unattached50 36 27.10 Rachel Ni Fhiograi JW Unattached51 355 27.11 Caitlin De Brún Aodhan Unattached52 331 27.42 Pol O Dochartaigh Idirbhliain Unattached53 13 28.12 Anne Marie Ni Ghiobuin SW Finn Valley A C54 29 28.27 Callum Ó Dochartaigh Naos Unattached55 349 29.11 Michael Mac Fionn Daire Unattached56 375 29.14 Nuala Ní Dhonaill Neasa Unattached57 314 29.17 Conor Ó Dochartaigh Beibhinn Unattached58 319 29.19 Mark Frize Idirbhliain Unattached59 327 29.38 Maria Nic Ghiolla Easbuig Idirbhliain Unattached60 351 29.40 Amy Ni Ghiobuin Daire Unattached61 416 29.45 Shauna Ni Bhariartaigh Dearbhail Unattached62 359 29.53 Donal Mac Fhionntaigh Dearbhail Unattached63 294 29.59 Oisín Ó Laoghóg Crona Unattached64 329 30.01 Cathriona Ni Giolla Easbuig Crona Unattached65 392 30.10 Kelli Nic Ruaidhri SW Unattached66 376 30.11 Corina Ní Ghoibúin Neasa Unattached67 37 30.14 Daniel O Fhiograi JM Unattached68 15 30.32 Oisin McGlynn JM Unattached69 360 30.42 Conor Mac Suibhne Dearbhail Unattached70 316 30.57 Grainne Ní Dhómhnaill Nabla Unattached71 10 31.07 Máirtín Ó Dochartaigh Barra Unattached72 325 31.34 Simona Ni Ghiobuin Idirbhliain Unattached73 321 31.36 Emma Jayne Ni Misteail Idirbhliain Unattached74 280 31.43 Kimberly Koesling Dearbhail Unattached75 2 31.47 Daire Mac Eafartaigh Daire Unattached76 350 32.06 Caoimhe Ni Ghaillin Daire Unattached77 361 32.10 Orla Brogan Dearbhail Unattached78 400 32.14 Barra Mac Daibhidh, Crona Unattached79 348 32.15 Aaron De Burca Mac Daire Unattached80 42 32.16 Edel Ní Ailis Naos Unattached81 394 32.30 Óran Mac Daibhidh Crona Unattached82 369 32.41 Rónán Ó Dómhnaill Barra Unattached83 303 32.45 Cathal Ó Tiomanaí Barra Unattached84 296 32.54 Áine Ní Chairbre Barra Unattached85 399 32.55 Keelan Mac A Ghoill, Crona Unattached86 419 33.03 Kyle O Meara Dearbhail Unattached87 404 33.04 Jemma Eve Ni Brolchain Daire Unattached88 7 33.04 Colette Ní Chnáimhsí Aodhan Unattached89 354 33.08 Caitriona Ní Bhaoill Aodhan Unattached90 411 33.14 Sean Mac Briartaigh Nabla Unattached91 402 33.20 Leanne De Brún Neasa Unattached92 407 33.34 Sharon Coyle SW Unattached93 286 33.35 Seosamh Mag Aoidh Crona Unattached94 368 33.47 Michaela Ní Dhoinnléibhe Barra Unattached95 364 33.49 Conchur Mac Fhionntaigh Idirbhliain Unattached96 322 34.00 Cait Nerbitt Idirbhliain Unattached97 16 34.02 Courtney McGlynn JW Unattached98 285 34.30 Daran O Mearthaile Daire Unattached99 33 34.31 Shane Mc Cormick JM Unattached100 23 34.38 Saoirse Campbell Novice Unattached101 290 34.56 Yvonne Ní Ghallachóir Barra Unattached102 290 34.56 Niamh Ní Dheoráin Crona Unattached103 289 34.59 Niamh Ní Chnáimhsí Crona Unattached104 371 34.60 Mariosa Breathnach, Beibhinn Unattached105 403 35.50 Clar Ní Cheallaigh Neasa Unattached106 391 37.01 Aine Campbell SW Unattached107 418 37.29 Jordan O Domhnaill Dearbhail Unattached108 287 37.50 Sinéad Nic Daibhidh Crona Unattached109 345 37.57 Darán Dé Brún, Crona Unattached110 284 38.24 Ailise Ni Mhearlaigh Daire Unattached111 291 38.24 Caoimhe Ní Mhánais Crona Unattached112 291 38.24 Niamh Ní hOráin Barra Unattached113 310 38.30 Ronan Mc Suibhne Daire Unattached114 288 38.46 Leanne Nic Fhearail Crona Unattached115 417 38.57 Niamh Ni Mhurchaidh Dearbhail Unattached116 5 39.04 Eibhlin Ní Cheallaigh Aodhan Unattached117 334 39.07 Dylan Ó Gallachóir Aodhan Unattached118 19 39.20 Bridin Ni Cheallaigh SW Unattached119 339 40.14 Shauna Ní Mhéarlaigh, Ailbhe Unattached120 333 40.15 Hanna Ní Thiomanaí Aodhan Unattached121 283 40.21 Tadhg Mac Monagaill Daire Unattached122 370 41.40 Gráinne Breathnach, Beibhinn Unattached123 46 42.05 Michelle Nic Giolla Charra SW Unattached124 25 42.08 Gabrielle Boyle SW Unattached125 362 42.23 Reamann O Gallachoir Dearbhail Unattached126 34 42.25 Anne Mc Cormick SW Unattached127 35 42.45 Gwendoline Ni Fhiograi SW Unattached128 47 42.50 Maire Mallloy SW Unattached129 28 42.51 Megan Ni Mheara Barra Unattached130 281 43.20 Liam Mc Gaoithin Dearbhail Unattached131 358 43.30 Reece Mac Conail Dearbhail Unattached132 324 43.32 Roisin Ni Ghabhann Idirbhliain Unattached133 1 43.44 Breege Mac Eafartaigh SW Unattached134 396 43.55 Tamara Ní Cheallaigh Barra Unattached135 357 44.03 Pol Crerand Dearbhail Unattached136 297 44.04 Dearbhlá Ní Cheallaigh, Barra Unattached137 49 44.07 Emma Ni Churraighin JW Unattached138 44 45.08 Padraig Ó Baoill Ailbhe Unattached139 412 45.46 Adam Mac Briartaigh Idirbhliain Unattached140 299 46.23 Serena Ní Chárthaigh Barra Unattached141 24 46.24 Cora Mc Laughlin Novice Unattached142 302 46.32 Aoife Ní hÓráin Nabla Unattached143 323 46.33 Leah Ni Churraighin Idirbhliain Unattached144 374 46.36 Aine Nic Giolla Bhríde Neasa Unattached145 336 46.54 Katie Ní Dhomhnaill Ailbhe Unattached146 282 47.07 Zoe Nic Ailin Dearbhail Unattached147 48 47.08 Katie O’Donnell SW Unattached148 52 47.34 Nuala Mc Cool SW UnattachedTotal 148CÉN AIT A THAINIG TÚ SA RÁS 5K GAIRMSCOIL CHÚ ULADH? was last modified: April 11th, 2014 by John2Share this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)Tags:5kGairmscoil Chú UladhraceRAS