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What can you do about those late credit card payments?

first_img 3SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr I am a firm believer in not making the same mistake twice; I prefer to make new ones instead.  In that vein, please do me a favor and double-check the way your credit union handles delinquent credit card accounts.Late last week, a federal district court in Massachusetts ruled that American Airlines Federal Credit Union violated both the Truth in Lending Act and a similarly worded Massachusetts state law by seizing funds in the member’s account after she became delinquent on credit card payments due to the credit union.  A recurring question that the Association’s Compliance Department fields is just what steps credit unions can take to “offset” member funds when they fall behind on credit card payments.  The case provides a great opportunity for everyone to remember the basic rules and double-check their procedures.  (See Martino v. Am. Airlines Fed. Credit Union, No. 14-10310-DPW, 2015 WL 4920015, at *4 (D. Mass. Aug. 18, 2015)).The most important thing to keep in mind is that the Truth in Lending Act extends added protections to credit card holders.  Consequently, if you want the option of claiming funds to recover delinquent credit card payments, there are several steps you must take ahead of time.  Fortunately, this is one area where the regulations are self-explanatory. continue reading »last_img read more

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Thursday’s electrical outage caused by wire entangled in oversize load west of Wellington

first_img Close Forgot password? Please put in your email: Send me my password! Close message Login This blog post All blog posts Subscribe to this blog post’s comments through… RSS Feed Subscribe via email Subscribe Subscribe to this blog’s comments through… RSS Feed Subscribe via email Subscribe Follow the discussion Comments (2) Logging you in… Close Login to IntenseDebate Or create an account Username or Email: Password: Forgot login? Cancel Login Close WordPress.com Username or Email: Password: Lost your password? Cancel Login Dashboard | Edit profile | Logout Logged in as Admin Options Disable comments for this page Save Settings Sort by: Date Rating Last Activity Loading comments… You are about to flag this comment as being inappropriate. Please explain why you are flagging this comment in the text box below and submit your report. The blog admin will be notified. Thank you for your input. +1 Vote up Vote down G Sugar · 303 weeks ago Did this maybe happen on Wed? Report Reply 0 replies · active 303 weeks ago 0 Vote up Vote down Mo67 · 303 weeks ago Was the driver ticketed for this?? Report Reply 0 replies · active 303 weeks ago Post a new comment Enter text right here! Comment as a Guest, or login: Login to IntenseDebate Login to WordPress.com Login to Twitter Go back Tweet this comment Connected as (Logout) Email (optional) Not displayed publicly. Name Email Website (optional) Displayed next to your comments. Not displayed publicly. If you have a website, link to it here. Posting anonymously. Tweet this comment Submit Comment Subscribe to None Replies All new comments Comments by IntenseDebate Enter text right here! Reply as a Guest, or login: Login to IntenseDebate Login to WordPress.com Login to Twitter Go back Tweet this comment Connected as (Logout) Email (optional) Not displayed publicly. Name Email Website (optional) Displayed next to your comments. Not displayed publicly. If you have a website, link to it here. Posting anonymously. Tweet this comment Cancel Submit Comment Subscribe to None Replies All new comments Wellington City and Sumner Cable official erect poles west of town due to wire mishap Thursday evening.Sumner Newscow report — An oversized load getting caught on utility wires west of Wellington is the reason for the power outage at several homes on the northwest corner of Wellington.Around 7:30 p.m. or precisely the bottom of the first inning of the Kansas City Royal World Series game, the electricity went off and stayed off for about 30 minutes.Wellington Interim City Manager Shane Shields said a trucker had pulled off the side of the road on U.S. 160 and the top of the oversize load on his trailer snagged utility lines and breaking off a couple of poles in the process at the KDOT gravel pit a half mile west of Wellington.The result was an electrical outage in west Wellington for about 30 minutes. No other part of town was affected. Shield said the electric crew was out there with repairs for four hours. This morning new poles are being set.Follow us on Twitter.last_img read more

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