3SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr I am a firm believer in not making the same mistake twice; I prefer to make new ones instead. In that vein, please do me a favor and double-check the way your credit union handles delinquent credit card accounts.Late last week, a federal district court in Massachusetts ruled that American Airlines Federal Credit Union violated both the Truth in Lending Act and a similarly worded Massachusetts state law by seizing funds in the member’s account after she became delinquent on credit card payments due to the credit union. A recurring question that the Association’s Compliance Department fields is just what steps credit unions can take to “offset” member funds when they fall behind on credit card payments. The case provides a great opportunity for everyone to remember the basic rules and double-check their procedures. (See Martino v. Am. Airlines Fed. Credit Union, No. 14-10310-DPW, 2015 WL 4920015, at *4 (D. Mass. Aug. 18, 2015)).The most important thing to keep in mind is that the Truth in Lending Act extends added protections to credit card holders. Consequently, if you want the option of claiming funds to recover delinquent credit card payments, there are several steps you must take ahead of time. Fortunately, this is one area where the regulations are self-explanatory. continue reading »
Memorial contributions can be directed to the St. Nicholas Heritage Project for their new school or for Masses. To sign the online guestbook please visit www.cookrosenberger.com. The staff of Cook Rosenberger Funeral Home is honored to care for the family of Clifford Kamphaus. Those surviving who will cherish Cliff’s memory include his wife of 64 years, Nancy; children, Jim (Nancy Bennett), Karen, Tom (Marea Trabel), Jerry (Connie Lorenz), Susan (Chris) Murray, and Amy (Kevin) Fox; 17 grandchildren and 12 great-grandchildren. Besides his parents, he was preceded in death by his brother, Eugene Kamphaus, sister Joan Ash, and granddaughter, Jenna. Friends may visit with the family on Saturday, February 2, 2019 from 9 until 11 a.m. with Rosary beginning at 9 a.m. at Cook Rosenberger Funeral Home, 107 Vine Street, Sunman.Fr. Shaun Whittington will officiate A Mass of Christian burial at 11:30 at St. Nicholas Catholic Church. Clifford will be laid to rest in the church cemetery with full military honors. Clifford G. Kamphaus, Jr., of Sunman was born on October, 4 1933 in Cincinnati, Ohio a son to Clifford G. and Anna T. (Kues) Kamphaus, Sr. He served his country in the United States Navy during the Korean War. Cliff then married Nancy (Long) on May 8, 1954 in Cincinnati and together they raised six children. He worked as a power supervisor at CG & E for over 30 years. Cliff was a member of St. Nicholas Catholic Church, Sunman Fish & Game and the Batesville Eagles. He loved fishing, playing cards and riding his gator. On Monday, January 28, 2019 at the age of 85, Clifford passed away peacefully surrounded by his loving family.
The mystery surrounding the disappearance of ‘Tiger King’ star Carole Baskin’s second husband, Don Lewis, is deepening and may be pointing to a murder coverup.A pair of handwriting experts believe that the signatures on the will and power of attorney documents were ‘traced’ or forged.Don Lewis, second husband of “Tiger King” star Carole Baskin, disappeared in 1997 and the missing persons case has been closed allowing Carole to move om an marry husband number three.Recently, after the Netflix docuseries “Tiger King” reignited interest in Baskin’s missing husband, experts examined key documents and found that they were likely forgeries. The handwriting experts postulate that someone traced Lewis’ signature on his marriage license and copied it onto his will and power of attorney.Not only that, but one handwriting expert concluded that the signatures of the witnesses and the notary are also identical to one on another on both the will and power of attorney. This led the expert to conclude that one or both of each pair of signatures was forged through tracing.Netflix’s smash-hit “Tiger King: Murder, Mayhem and Madness” tells the bizarre tale of Joe Exotic, a zany gay polygamist owner of a private zoo in Oklahoma. He goes to battle with animal rights activist Carole Baskin and eventually gets convicted in a murder-for-hire plot to off her that lands him in prison for 22 years. Throughout the documentary, Joe and his compatriots repeatedly accused Carole of killing her second husband, millionaire Don Lewis.Twenty-three years ago, Don Lewis vanished while married to Carole. Five years later, a judge declared the missing husband dead, which permitted Carole Baskin to inherit his substantial estate.The new finding in the Clarion Ledger about Carole Baskin’s missing husband is the product of reporting by the renowned investigative reporter Jerry Mitchell, whose work was instrumental in reopening cold cases of unsolved civil rights era murders.