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What can you do about those late credit card payments?

first_img 3SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr I am a firm believer in not making the same mistake twice; I prefer to make new ones instead.  In that vein, please do me a favor and double-check the way your credit union handles delinquent credit card accounts.Late last week, a federal district court in Massachusetts ruled that American Airlines Federal Credit Union violated both the Truth in Lending Act and a similarly worded Massachusetts state law by seizing funds in the member’s account after she became delinquent on credit card payments due to the credit union.  A recurring question that the Association’s Compliance Department fields is just what steps credit unions can take to “offset” member funds when they fall behind on credit card payments.  The case provides a great opportunity for everyone to remember the basic rules and double-check their procedures.  (See Martino v. Am. Airlines Fed. Credit Union, No. 14-10310-DPW, 2015 WL 4920015, at *4 (D. Mass. Aug. 18, 2015)).The most important thing to keep in mind is that the Truth in Lending Act extends added protections to credit card holders.  Consequently, if you want the option of claiming funds to recover delinquent credit card payments, there are several steps you must take ahead of time.  Fortunately, this is one area where the regulations are self-explanatory. continue reading »last_img read more

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Oral Roberts faces Nebraska Omaha in Summit League quarters

first_img Associated Press Share This StoryFacebookTwitteremailPrintLinkedinRedditNo. 5 seed Nebraska Omaha (16-15, 9-7) vs. No. 4 seed Oral Roberts (16-13, 9-7)Summit League Conference Tourney Quarterfinals, Denny Sanford PREMIER Center, Sioux Falls, South Dakota; Sunday, 6 p.m. EDTBOTTOM LINE: Nebraska Omaha is set to square off against Oral Roberts in the quarterfinals of the Summit League tourney. The teams split the regular season series at one win apiece. The teams last faced each other on Feb. 12, when the Golden Eagles created 12 Nebraska Omaha turnovers and turned the ball over just five times en route to the three-point victory. Oral Roberts faces Nebraska Omaha in Summit League quarters BIG MEN ON CAMPUS: Matt Pile and KJ Robinson have led the Mavericks. Pile is averaging 11.9 points and 9.7 rebounds while Robinson is putting up 14.7 points per game. The Golden Eagles have been led by seniors Emmanuel Nzekwesi and Deondre Burns. Nzekwesi has averaged 15.7 points and 9.4 rebounds while Burns has put up 15.3 points and 4.1 assists per game.MIGHTY MATT: In 31 appearances this season, Nebraska Omaha’s Pile has shot 57.8 percent.SCORING THRESHOLDS: Oral Roberts is 0-6 when its offense scores 68 points or fewer. Nebraska Omaha is a perfect 8-0 when it holds opponents to 67 or fewer points.UNBEATEN WHEN: The Golden Eagles are 6-0 when they hold opposing teams to 66 points or fewer and 10-13 when opponents exceed 66 points. The Mavericks are 8-0 when they hold opponents to 67 points or fewer and 8-15 when opponents exceed 67 points.DID YOU KNOW: The Oral Roberts offense has scored 80.6 points per game this season, ranking the Golden Eagles eighth among Division 1 teams. The Nebraska Omaha defense has allowed 76.8 points per game to opponents (ranked 284th).___center_img March 7, 2020 For more AP college basketball coverage: https://apnews.com/Collegebasketball and http://twitter.com/AP_Top25___This was generated by Automated Insights, http://www.automatedinsights.com/ap, using data from STATS LLC, https://www.stats.comlast_img read more

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SHOCKING! HOW COULD ANYONE DUMP THESE PUPS?

first_imgTHEY have faces to melt the hardest of hearts.But someone decided to dump them in Mountcharles – and left them. Three of them managed to make it to the garden of a local woman who rescued them – she found two others later.  “We arrived up today to collect the pups that seem to be collie x springers approx 9 weeks old. There are 4 females and 1 male,” said Ryan McCauley from Donegal Pet Rescue.“They seemed in quite good health, they had a wormy belly and wee bit nervous but other than that healthy. We looked around the area to see maybe a mother had been dumped with them but unfortunately there was no sign of her.“We walked around the local area and asked the neighbours if they had seen any dogs or unusual vehicles in the area but to no avail. We are hoping that these little cuties have wondered off by themselves but it is looking like someone dumped them in this location knowing they would be found rather than pick up the phone and ask a rescue organisation for help.“The pups were checked over and although two of them are a bit nervous of us they seem used to human contact so that puts the idea of being born wild out of the equation. “They got treated for worms and will get their vaccinations and chips in the next few days. We are pleading with the public for information on this case as it is quite strange to find healthy pups in an area where they will be found quickly.“We do get pups dumped that are unhealthy or too young to be away from the mum as the owner does want to look after them anymore but most people will call us for help.“We have had cases in the past were the pups were born in fields to a mum but these pups are used to human interaction and quite healthy so can’t be the case. We would like the public to please get in contact if they recognise theses pups or if they know the mum of these pups so we know she is safe and looked after.“The rescue centres are always under pressure but we will do everything in our power to help you especially young pups. There is no need to dump them off hoping they will be found. We have had no reports of missing pups or the rescue in the local area has had no reports of missing pups so we are assuming they have been dumped, but if these are your pups please get in contact with us. Can everyone please share so we can get the information we need on these pups and their mum. And please if you don’t want puppies then neuter your pets, dogs trust are running a free neutering and micro-chipping scheme for the month of July.” SHOCKING! HOW COULD ANYONE DUMP THESE PUPS? was last modified: July 15th, 2014 by John2Share this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window) Tags:abandoned pupsdonegalDonegal Pet RescueMOUNTCHARLESlast_img read more

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