recently, the media reported Alipay "flower chanting" cash scam. Alipay users Mr. Cui gullible friend said "Alipay back to the existing welfare", the account number and password to tell friends, finally use liar in Alipay "to spend 3000 yuan in cash.". And there are a few people who have the same experience and Cui, only his side had 4 friends cheated, the total amount of 12 thousand yuan.
"flower chanting" is an online shopping service launched by Alipay ant micro loan, consumers can buy this month, next month, the loan amount from the ant micro credit comprehensive evaluation gives users of credit. On the Internet there are many similar consumer financial products, such as Tmall’s "installment purchase" and the Jingdong launched the IOUs service.